Why Fund an 831(b)?
To keep your money working for you.
An 831(b) allows qualifying businesses to insure legitimate risks and keep more of what they earn — both today and for the future.
One Strategy. Three Advantages.
By funding an 831(b) plan, you can protect your business from costly risks, reduce taxable income, and build reserves for future opportunities.
Business Protection
Protect what you’ve built.
Traditional insurance doesn’t cover every threat your business faces. An 831(b) can provide coverage for qualifying risks such as business interruption, customer default, government action, supply-chain disruption, legal disputes, and more.
Tax Reduction
Keep more of what you earn.
Premiums paid by your business for legitimate insurance coverage are tax-deductible business expenses. For qualifying businesses, this can significantly reduce taxable income while directing those dollars towards protecting the company.
Reserves Growth
Put your reserves to work.
Every year that you fund your 831(b), those funds are invested and put to work generating wealth for your business. As your reserves grow, those funds can help grow your company or become an additional source of tax-efficient income for you.
Is an 831(b) Right for Your Business?
An 831(b) plan is designed for established, profitable businesses with meaningful risks and sufficient cash flow to set aside capital for long-term protection.
$2M+
Consistent annual business revenue
Uninsured Risk
Exposure traditional insurance doesn’t cover
Liquid reserves to begin funding your 831(b)
